Bigger loan limits. Bigger opportunities. That's the story unfolding right now in the mortgage world. Every year, the Federal Housing Finance Agency crunches the numbers from its Q3 House Price Index and decides how much bigger conforming loans can get. T
When comparing Atlanta mortgage options, the lowest advertised interest rate may come with an upfront price. Discount points are one way a borrower pays more at closing in exchange for a lower rate than the lender’s comparable zero-point option. Whe
A condominium can be a practical way to buy in Atlanta, but the list price tells only part of the story. Budget for the mortgage and the association's ongoing costs before deciding what you can afford. Calculate the full monthly costPrincipal and interest
Closing costs can catch homebuyers off guard, especially when the total changes dramatically from one state to another. Even if two buyers purchase similarly priced homes, the amount due at closing can differ by thousands of dollars based on location alon
There is no universal credit score that qualifies every Atlanta buyer for every mortgage. The answer depends on the loan program, lender, property, down payment, and the rest of your application. A score alone does not determine approval or the interest r
If the cash needed at closing is your main obstacle, a seller credit may be worth discussing as part of an Atlanta home offer. A seller can agree to contribute toward certain buyer closing costs, subject to the loan program, lender rules, contract, and ac