Buying a car while preparing to buy a house can change your mortgage numbers. Even if your new payment feels affordable, a lender must review your monthly debt obligations alongside qualifying income and the proposed housing payment. Understand debt-to-in
If the cash needed at closing is your main obstacle, a seller credit may be worth discussing as part of an Atlanta home offer. A seller can agree to contribute toward certain buyer closing costs, subject to the loan program, lender rules, contract, and ac
Owning a business does not put homeownership out of reach. It does mean a lender may need more documentation to understand your income. If you are an Atlanta contractor, agent, consultant, or business owner, start the conversation before you find the home